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Halloween Card, Oct 31, 2026: A College-Heavy Day

56 FBS games lead the board. K-State's quarterback depth, NC State's turmoil and two posted CFB calls, all settling on our public ledger.

Saturday, October 31 is a college day. The board lists 56 FBS games, 59 FCS games and 14 NFL games. Our research, however, found no NFL games scheduled for Saturday and no verified FCS previews. The volume of what we can actually support is therefore concentrated in FBS. Three calls are already posted to the public ledger: two in college football and one in the NBA (San Antonio Spurs -11.5 vs. Minnesota Timberwolves). This outlook does not restate model probabilities, prices or edges for those calls because none are included in today's brief. Where a number is not in front of us, we do not supply one.

College Football

Posted calls. Two selections are on the ledger:

- Navy Midshipmen +30.5 (Notre Dame Fighting Irish @ Navy Midshipmen) - Arizona State Sun Devils +15.5 (Arizona State Sun Devils @ BYU Cougars)

Both are large-number underdog positions. A spread of 30.5 means the pick holds unless the margin reaches 31 or more. The structural risk with numbers this size is plain: a single late score, or a favorite that keeps its starters in, can decide the result regardless of how the first three quarters went. We state that risk up front so the result can be judged against it.

Kansas State @ Colorado (2:00 p.m. EDT, TNT). Kansas State is favored by 2.5 points in Boulder. The relevant fact is the quarterback room. Starter Avery Johnson is out, and so is backup Jacob Knuth, who started last week at Arizona State. That leaves Blake Barnett and Dillon Duff, and both have also been dealing with injuries. A 2.5-point line is close to a coin flip once home field is accounted for, so the quarterback situation carries more weight than it would in a lopsided matchup. We have no posted call here. The honest position is that availability news closer to kickoff may matter more than any pregame estimate.

Arizona @ Texas Tech (noon ET, ESPN). No. 22 Arizona visits No. 13 Texas Tech in one of the day's ranked-on-ranked games. We have nothing posted and no verified injury notes to add, so we note it as a featured window and nothing more.

California @ NC State. This is the day's clearest situational story. NC State enters without a head coach and with a roster decimated by injury after a loss to Stanford. Across the field, Cal coach Tosh Lupoi's job security is reportedly already in question in his first year. Two programs under strain does not translate cleanly into a direction. Instability can depress effort, or it can produce an unusually motivated performance. A disciplined model treats that kind of narrative with caution and leans on measurable inputs: who is actually available to play, and at which positions.

Other notable games on the board include Florida vs. Georgia, Auburn @ Ole Miss, Wisconsin @ Iowa, Michigan @ Rutgers, Northwestern @ Oregon and Kansas @ TCU. We have no verified notes on these and no posted calls.

What a sharp model weighs. In general terms: opponent-adjusted efficiency on both sides of the ball, quarterback availability and the drop-off to the next player up, injury clusters at a single position group, home field, pace (which affects how wide margins can get), and how far the posted number sits from the model's own estimate. A gap only matters if it survives realistic uncertainty. Late-week injury news is the most common reason a pregame estimate goes stale.

NFL

Fourteen NFL matchups appear on today's list, including Baltimore @ Buffalo, Kansas City @ Denver, Minnesota @ Detroit, Philadelphia @ Washington and Los Angeles Chargers @ Los Angeles Rams. Our research found no NFL games scheduled for Saturday, October 31. That is consistent with the normal Sunday schedule, so we read this list as the upcoming weekend slate rather than today's action.

We have no NFL calls posted and no verified injury or line information in today's brief. We would rather say that plainly than build a read on material we cannot support. Any NFL picks will appear on the ledger with their line once posted.

FCS

The FCS board is the largest by count at 59 games. Matchups of note include Villanova @ Lafayette, Richmond @ Holy Cross, William & Mary @ Colgate, Indiana State @ Northern Iowa, North Dakota @ Youngstown State and Yale @ Columbia, along with the Ivy League pairings Cornell @ Princeton and Pennsylvania @ Brown. North Dakota State also hosts UTEP in a cross-division game listed on the FBS board.

We found no verified FCS previews today, and we have no FCS calls posted. FCS markets typically come with thinner public information, which widens a model's uncertainty. We treat that as a reason for restraint, not an opportunity to fill gaps with assumptions.

The Ledger

Every call above settles on our public, tamper-evident ledger: selection and line, recorded before kickoff, graded win, loss or push after the final. Losses stay on the record alongside wins. Today's three entries are Navy +30.5, Arizona State +15.5 and San Antonio Spurs -11.5. Judge them by the full record over time, not by any single result.

21+. Predictions carry real risk of loss. Set limits in advance, and if it stops being fun, call 1-800-GAMBLER.

See every pick on the record

Model-driven picks, published before lock and settled on a public, hash-chained ledger. The record is free to check.

Informational only, not financial advice. 21+. If you or someone you know has a gambling problem, call 1-800-GAMBLER.